SSL Lock

SavingsPersonal Accounts

Checking Accounts | Savings Accounts | CD's

Whether you are looking for a checking, savings, certificate of deposit or money market account, Cache Bank & Trust has a solution tailored to provide you with flexibility and competitive interest rates.

Checking Accounts 
 Minimum BalanceMinimum to OpenInterestFree ChecksServices ChargesSpecial Features
Cache Economy Checking None $50 No No $0.40 per debit transaction None
Cache Checking $300 $100 No 1st Order $10/Month if balance falls below minimum None
Cache NOW Checking $750 $100 YES 1st Order $10/Month if balance falls below minimum None
Cache Club Checking $5,000¹ $100 YES Yes $12/Month if balance falls below minimum $20 discount Safe Deposit Box; Cashier's Check Fee Waived
Cache Club 55 Checking² None $100 YES Yes None $20 discount Safe Deposit Box; Cashier's Check Fee Waived

Cache Classic Checking3

None None

YES4

1 Box per Year None  Payroll via direct deposit; 1 box/yr standard checks free

¹Minimum balance can be maintained with your combined deposit relationship with Cache Bank & Trust (checking, savings, and CD) ²Must be 55 years old or older to qualify ³Your employer must bank with Cache Bank & Trust to qualify 4Credited monthly when average daily balance is >$499.99

 

Savings/Money Market Accounts 
 Minimum BalanceMinimum to OpenInterestFree ChecksServices ChargesSpecial Features
Cache Personal Savings $100 $100 YES N/A $1/Month if balance falls below minimum any day of the statement cycle; $0.50 fee for each withdrawal in excess of 3/Month None
Cache Junior Savings⁴ None $25 YES N/A $0.50 fee for each withdrawal in excess of 3/Month None
Cache Treasury Money Market $2,500 $2,500 YES No $15/Month if balance falls below minimum and day of the statement cycle; $5 fee for each debit transactions in excess of 6/Month None
⁴Must be 18 years old or younger to qualify

 

All Cache Bank & Trust personal accounts come with Online Banking, eStatements, and our online bill pay product CachePay. You may also qualify - with approved credit - for a Cache Bank & Trust Debit Card (Checking only), ATM Card, Credit Card, or Ready Reserve.

*Additional fees may apply to other products and services. Please feel free to call a banker at your local branch to discuss any of the additional products pertaining to our accounts.

Certificates of Deposit (CD)

With terms ranging from 3 months to 3 years, Cache Bank & Trust offers competitive rates on its CDs.  With as little as a $1,000 opening deposit, you can open any one of our CDs.  You can also qualify for one of our Jumbo CDs and have the potential of earning more interest with a balance of $100,000 or more.  Here at CBT, we have CDs that allow you to add on at any time without a penalty (certain limitations do apply).

For those of you saving for retirement, open up one of our CDs as an IRA. It's a safe and secure way for you to guarantee earnings on a retirement account. All of our CDs are backed by FDIC insurance. To learn how much coverage is available to you and how you may be eligible for additional coverage, click the FDIC insurance link to use the EDIE calculator. To learn more about the terms and rates we offer, check out a list of all the rates available here at the bank Interest Rates.