SSL Lock

CheckingBusiness Services

Checking Accounts | Savings Accounts | CD's

Cache Bank & Trust has a variety of products and services to meet the needs of all businesses, from corporations to sole proprietors.  Our business clients have 24/7 access to our suite of cash management solutions which can help to manage excess liquidity, make payments and monitor operating accounts. 

Checking Accounts 
 Minimum BalanceMinimum to OpenInterestFree ChecksServices ChargesSpecial Features
Cache Business Checking None $200 No No $5/Month; $0.12/Debit; $0.10/Credit Earnings Credit Based on 91-day Treasury Bill
Cache Business Analysis Checking None $200 No No $5/Month; $0.06/Check; $0.09/Debit, Credit, and On-Us Deposited Item; $0.04/ACH Debit and Credit; $0.11/Transit Deposited Item Earnings Credit Based on 91-day Treasury Bill
Cache Business NOW Checking¹ None $200 YES No $5/Month; $0.12/Debit; $0.10/Credit None
¹Only available for non-profits, sole proprietorships, and government entities

 

Savings/Money Market Accounts 
 Minimum BalanceMinimum to OpenInterestFree ChecksServices ChargesSpecial Features
Cache Business Savings $100 $100 YES N/A $1/Month if balance falls below minimum any day of the statement cycle; $0.50 fee for each withdrawal in excess of 3/Month None
Cache Treasury Money Market $2,500 $2,500 YES No $15/Month if balance falls below minimum any day of the statement cycle; $5 fee for each debit transactions in excess of 6/Month None

 

All Cache Bank & Trust Business Accounts come with Online Banking/Cash Management, eStatements, and our online bill pay product CachePay.  You may also qualify, with approved credit, for a Cache Bank & Trust Debit Card (Checking only), ATM Card, Credit Card, or Ready Reserve.

*Additional fees may apply to other products and services. Visit the Cash Management page to learn more about our additional Cash Management products, such as Direct Deposit for your employees. Please feel free to call a banker at your local branch to discuss any of the additional products pertaining to our accounts.

Certificates of Deposit (CD)

   With terms ranging from 3 months to 3 years, Cache Bank & Trust offers competitive rates on its CDs.  With as little as a $1,000 opening deposit, you can open any one of our CDs.  You can also qualify for one of our Jumbo CDs and have the potential of earning more interest with a balance of $100,000 or more. Here at CBT, we have CDs that allow you to add on at any time without a penalty (certain limitations do apply).

  All of our CDs are backed by FDIC insurance. To learn how much coverage is available to you and how you may be eligible for additional coverage, click the FDIC insurance link to use the EDIE calculator. To learn more about the terms and rates we offer, check out a list of all the rates available here at the bank Interest Rates.